Tim Heine is Executive Vice President & Managing Counsel for American Express, and has oversight responsibility for the teams in the General Counsel’s Organization that provide primary legal support for several business units, including US Consumer, Corporate, and Merchant and Network Services, US Banking, Digital, Prepaid and Alternative Payments and Global Advertising and Brand Management.  His duties also include oversight of certain legal subject areas such as Bank Regulatory, Advertising and Insurance, and for federal and state legislative and regulatory monitoring and support.

Tim joined American Express in 1983.  Prior to that, he was associated with the law firm of Breed, Abbott and Morgan in New York City after clerking for the Chief Judge of the Federal District Court for the District of New Jersey.  He is a member of the bar in New York and New Jersey.

Tim received a B.S. in Economics in 1977 from the University of Pennsylvania’s Wharton School of Business and his J.D. degree in 1980 from Fordham Law School. 

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