Biography

Ron Wilcox is a consumer protection attorney that sues creditors and abusive debt collectors for, among other things, violations of the Fair Credit Reporting Act, Fair Debt Collection Practices Act, Telephone Consumer Protection Act, Identity Theft Act, and Electronic Funds Transfer Act violations on behalf of consumers.  He has litigated cases throughout the U.S. from his office in San Jose, CA.  Ron has been admitted to practice in California since 1995. 

Ron is currently serving on the Board of Directors, as Secretary, for the National Association of Consumer Advocates, an organization of 1,500 attorneys nationwide.  He has been awarded Santa Clara University’s Community Law Center’s Community Service Award, has appeared on ABC, CBS, and Telemundo Television news reports, has published articles in the San Francisco Daily Law Journal and Los Angeles Daily Law Journal, the California Bankruptcy Reporter, and has been interviewed, and quoted, by the Wall Street Journal, San Jose Mercury News, and KGO Radio.  

Ron Wilcox holds Bachelor’s and Master’s degrees from New York University, a graduate Certificate of Special Studies in Administration and Management from Harvard University, and a Juris Doctorate from Indiana University.  He served as Managing Editor of the Indiana Journal of Global Legal Studies and engaged in a Federal Civil Courts Clerkship in the chambers of the Hon. John Paul Godich, Chief U.S. Magistrate Judge.  He has also completed UC Berkeley’s Mediation and Conflict Resolution training course as well as Alternative Dispute Resolution workshops at Harvard Law School, Harvard Business School, University of Southern California and Stanford University.  Ron is a graduate of the Gerry Spence Trial Lawyer’s College.  

Some Case Highlights:
• Abels v. JBC Legal Group, P.C., No. C 04-02345, 2005 U.S. Dist. LEXIS 9180 (N.D. Cal. May 16, 2005) (first decision to hold a class action can be brought under the California FDCPA); 
• Romero v. Department Stores National Bank, 725 Fed. Appx. 537 (9th Cir. 2018) (first decision holding certain California Fair Debt Collection Practices Act violations cannot be cured, and also holding a consumer’s right to privacy can be invaded by the volume of telephone calls to her, regardless of the content of the calls, or the fact she voluntarily provider her telephone number);
• Fausto v. Credigy Servs. Corp., 598 F. Supp. 2d 1049 (N.D. Cal. 2009) (finding the FDCPA applies whether or not a debt is owed, and denying efforts to dismiss the plaintiff’s intrusion upon seclusion and punitive damages claims (also resulting in a jury verdict of $500,000, plus attorney’s fees and costs)); 
• Sanchez v. Client Services, Inc., 520 F. Supp. 2d 1149 (N.D. Cal. 2007) (the only decision is California where the consumer’s Motion for Summary Judgment was granted for a debt collector’s repeated abusive telephone calls); 
• Panahiasl v. Gurney, No. 04-04479, 2007 U.S. Dist. LEXIS 17269 (N.D. Cal. Mar. 8, 2007) (the first California decision adopting the federal, as opposed to California, standard for actual damages under the FDCPA).

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