Nicholas Smyth is a Senior Deputy Attorney General and the Assistant Director of the Pennsylvania Attorney General’s Bureau of Consumer Protection. Attorney General Josh Shapiro appointed Nick in July 2017 to start Pennsylvania’s first-ever Consumer Financial Protection Unit. He manages the Bureau’s work involving consumer finance, such as student lending, mortgages, auto finance, payday lending, debt collection, credit reporting, debt settlement, and financial scams. Prior to joining the AG’s office, Nick spent four years as an Enforcement Attorney at the Consumer Financial Protection Bureau (CFPB). After that he was a Senior Associate at Reed Smith and then a Senior Counsel at Xchange Leasing, an auto finance company. Before joining the CFPB, he was part of a small team at the U.S. Department of the Treasury that drafted and revised the CFPB’s enabling act, the Consumer Financial Protection Act of 2010.