Mr. Carl focuses on lender and borrower representation in financing transactions (both secured and unsecured), real property acquisitions, loan workouts, and bankruptcy. For the past 32 years, he has worked on financings and acquisitions in dollar amounts ranging from $1 million to over $4 billion involving entities in various industries, including aerospace, engineering, hospitality, gaming, food distribution, retail, entertainment, electronics, agriculture, homebuilding, and self-storage. He is the Co-Chairman of the State Bar of California Opinions Committee and a member of its Steering Committee, has extensive experience in bank regulatory matters, and frequently advises clients regarding California's usury prohibitions (and exemptions).

Mr. Carl received his J.D. from Harvard Law School in 1985. In 1982, he received his A.M. and A.B. (with honors), both in Economics, from the University of Chicago. He is a member of Phi Beta Kappa and is admitted to practice in California, New York, and Illinois.