Elizabeth Letcher is a consumer advocate and attorney who has practiced in the public interest for nearly twenty years.   She represents homeowners and other consumers in mortgage servicing and related litigation, and offers consulting to attorneys and others on mortgage servicing and loan modification.

Before opening the Law Offices of Elizabeth S. Letcher in 2015, she was the Director of Litigation at the nonprofit Housing and Economic Rights Advocates, leading the organization’s individual and class litigation in areas ranging from predatory lending to mortgage servicing and modification issues to unfair debt collection, and performing non-litigation related advocacy as well.  She has testified as an expert on foreclosure rescue and loan modification issues, and conducts worships and trainings for consumers and attorneys on related issues.

Before her six years at HERA, Ms. Letcher had a civil rights oriented practice, both as an associate at a small firm and on her own, which focused on challenges to government conduct and practices, employment discrimination and public benefits suits, and civil, administrative, and criminal appeals.  Ms. Letcher is a 1994 graduate of Berkeley Law.  She clerked for the Hon. Thelton E. Henderson of the U.S. District Court for the Northern District of California, and the Hon James R. Browning of the Ninth Circuit Court of Appeals, and was a Skadden Fellow at the Employment Law Center in San Francisco.