FacultyFaculty/Author Profile

Michael S. Bylsma

U.S. Department of the Treasury
Director, Community and Consumer Law
Office of the Comptroller of the Currency (OCC)
Washington, DC, USA


Michael S. Bylsma is Director of the Community and Consumer Law Division in the Office of the Comptroller of the Currency's Law Department.  The Division of Community and Consumer Law provides guidance to national banks and OCC examiners on a variety of consumer compliance laws, such as the Truth in Lending, Electronic Fund Transfer, Federal Trade Commission Act, and Fair Credit Reporting Acts, and on community development and fair lending laws, such as the Equal Credit Opportunity, Home Mortgage Disclosure, and Community Reinvestment Acts. Prior to joining the OCC in 1994, Mike was a Senior Attorney with the Board of Governors of the Federal Reserve System, where he worked for ten years on consumer law issues

He is coauthor, with OCC Chief Counsel Julie L. Williams, of several articles on bank compliance matters published in the Business Lawyer. 

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