FacultyFaculty/Author Profile
Hayley  Chang

Hayley Chang

FS Card Inc.
Lead Compliance Officer
Washington, DC, USA


Hayley Chang is the Compliance Lead for FS Card, Inc., a credit card venture designed to align incentives and empower everyday American consumers. Previously, Hayley served as the General Counsel and Chief Compliance Officer of StreetShares, Inc., a marketplace lender for small businesses. During her time there, Hayley led the company's successful effort to obtain SEC approval for a novel “Reg A+” securities offering.  Hayley also served on the Board of Directors for the company and actively engaged with industry leaders to develop new standards for marketplace lenders in an evolving area of financial services.

Hayley’s first experience in securities law and the world of entrepreneurship came with an opportunity to join an IPO team at Kirkland & Ellis while still a summer associate. From that point on, she has always enjoyed the opportunity to build and create while appreciating and accounting for regulator and consumer perspectives along the way. She began her legal career with a clerkship on the U.S. Court of Appeals for the Tenth Circuit and then spent several years investigating and prosecuting violations of federal law for the U.S. Department of Justice. She also advised the Attorney General and the Deputy Attorney General on the national security risks associated with foreign acquisitions of domestic businesses for the President’s Committee on Foreign Investment in the United States.

During her tenure at the Justice Department, Hayley also served as second-in-command of the U.S. rule-of-law mission in Iraq. In that capacity, she oversaw a team of approximately 200 attorneys and investigators at the U.S. Embassy, negotiated directly with Cabinet-level officials of the Iraqi Government, and advised the U.S. Ambassador and Commanding General on issues impacting the Iraqi judicial system.

Following her service with the Justice Department, Hayley moved to private practice, where she advised clients on regulatory compliance, government investigations, and class action litigation. Hayley graduated from Cornell Law School where she served as an editor of the Cornell Law Review. She also served as Co-Founder and Articles Editor of the NYU Journal of Law & Liberty and Editor-in-Chief for the Symposium Edition of the Harvard Journal of Law & Public Policy.

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