The 2022 Edition of the leading desk reference for consumer financial services lawyers and compliance professionals has been extensively revised and reorganized to bring readers up to speed on all the significant changes in the law since our last edition. Returning to the original user-friendly single volume format, the Consumer Financial Services Answer Book continues to give readers a core understanding of the relevant laws, expert practice tips, and insight into emerging issues.

The CFPB is once again under new leadership, with a renewed focus on aggressive regulation, supervision, and enforcement. The fully updated CFPB Enforcement chapter explains the structure of the Bureau, the scope of its authority, the procedures it follows in enforcement investigations and actions, and lets readers know what to expect and how to respond to CFPB investigations and enforcement actions.

The new edition also adds a new chapter on Student Lending and includes major updates to other chapters on hot-button issues such as Data Privacy and Security, Short-Term Lending, and Unfair, Deceptive, or Abusive Acts and Practices Statutes.

As always, the Consumer Financial Services Answer Book gives readers broad and deep insight into the wide variety of consumer finance industries. For those focused on mortgage lending and servicing, the new edition includes significantly updated chapters on the Real Estate Settlement Procedures Act, Mortgage Servicing Rules, and TRID, as well as Residential Foreclosures and Evictions. For those who deal with Consumer Automotive Finance Law, we offer an updated chapter on that topic. And our revised chapters on Credit Cards, Military Lending and Loan Relief, and Fair Lending/Non-Discrimination address three other important coverage areas.
Publication Date: November 2021
ISBN: 9781402436055
Page Count: 1,554 pages
Number of Volumes: 1

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