On-Demand   On-Demand Web Programs

23rd Annual Consumer Financial Services Institute

Select a Location:

In addition to the credits listed to the right, this program also offers credit for ABA professional certification. The 23rd Annual Consumer Financial Services Institute has been approved for 13.25 CRCM credits. This statement should not be viewed as an endorsement of this program or its sponsor.

The Consumer Financial Protection Bureau (CFPB) recently celebrated its sixth anniversary and the consumer financial services industry is working to keep pace with the CFPB’s extraordinary number of regulatory and enforcement initiatives. At the same time, other federal and state regulators and attorneys general are ramping up their activity and threatening to fill any void if the successor to CFPB Director Cordray is less aggressive in pursuing enforcement. Also, the volume of private litigation, including class actions, remains high.

2018 will mark the 23rd year of this exceptional program. This year, we will focus on a broad array of recent regulatory, enforcement and litigation issues relating to mortgages; auto finance; credit, debit and prepaid cards; marketplace lending and Fintech; deposit accounts; student loans; and other products and services. We will also focus on new developments pertaining to fair lending, and the TCPA, FDCPA, FCRA, Military Lending Act and SCRA. Join us and our esteemed faculty for an insightful review of this dynamic area of legal practice.

 
Lecture Topics [Total RunTime: 12:06:31]
Segments with an asterisk (*) are available only with the purchase of the entire program.

  • Opening Remarks* [00:18:47]
    Alan S. Kaplinsky, Julia B. Strickland, Beth E. Terrell
  • The CFPB under the Trump Administration: Where is it now and where is it going? [01:36:23]
    Eric J. Mogilnicki, Christopher J. Willis, Todd J. Zywicki, F. Paul Bland, Jr., Jeff Sovern, Christopher L. Peterson
  • Federal Regulators Speak: Priorities & Coordination [01:19:37]
    Quyen T. Truong, Richard K. Hayes, Malini Mithal, Keith A. Noreika
  • State Regulatory Activism Update and Recent Developments [01:01:59]
    Jane M. Azia, Shennan A. Kavanagh
  • Data Security and Privacy Issues [01:00:26]
    Serge Jorgensen, Katherine E. McCarron, Matthew H. Meade
  • Fair Credit Reporting Act/ Debt Collection Issues [01:00:33]
    David N. Anthony, John Soumilas
  • Class Actions and Litigation Update [01:16:57]
    Elizabeth J. Cabraser, Alan Schoenfeld, Hon. Rebecca R. Pallmeyer
  • Representing Consumers in a Trump World: Plaintiffs’ Perspective [01:31:33]
    F. Paul Bland, Jr., Christopher L. Peterson, Matthew Wessler
  • What’s Trending Now: Cutting Edge Consumer Financial Services Updates [01:01:33]
    Andre M. Mura, Christopher L. Peterson, Matthew Wessler
  • The Rapidly Changing Landscape for Marketplace Lending and FinTech [01:01:08]
    Frank R. Borchert, Cornelius K. Hurley, Brian K. Victor, Keith A. Noreika
  • Ethical Issues Unique to the Consumer Space [00:57:35]
    John W. Barrett, Joshua P. Davis, Jennifer Finnegan, Bruce A. Friedman

The purchase price of this Web Program includes the following articles from the Course Handbook available online:


COMPLETE COURSE HANDBOOK

  • Selected posts, Ballard Spahr LLP, Consumer Finance Monitor, CFPB, Federal Agencies, State Agencies, and Attorneys General (www.consumerfinancemonitor.com)
    Christopher J. Willis, Alan S. Kaplinsky
  • Mortgage Bankers Association, CFPB 2.0: Advancing Consumer Protection (August 2017)
    Eric J. Mogilnicki
  • Consumer Financial Protection Bureau, Supervisory Highlights, Issue 16, Summer 2017 (September 2017)
  • Consumer Financial Protection Bureau, Supervisory Highlights, Issue 15, Spring 2017 (April 2017)
  • Consumer Financial Protection Bureau, Supervisory Highlights Consumer Reporting Special Edition, Issue 14, Winter 2017 (March 2017)
  • Press Release, Federal Trade Commission, FTC, State Law Enforcement Partners Announce Nationwide Crackdown on Student Loan Debt Relief Scams (October 13, 2017)
    Richard K. Hayes, Malini Mithal, Quyen T. Truong, Daniel Kaufman
  • Chart, Federal Trade Commission, Operation Game of Loans: Federal Trade Commission Law Enforcement Actions (2017)
    Malini Mithal, Richard K. Hayes, Daniel Kaufman, Quyen T. Truong
  • Complaint for Permanent Injunction and Other Equitable Relief, Federal Trade Commission v. Blue Global, LLC, No. 2:17-cv-02117-ESW (D. Ariz. July 3, 2017)
    Quyen T. Truong, Richard K. Hayes, Daniel Kaufman, Malini Mithal
  • Stipulated Order for Permanent Injunction and Monetary Judgment, Federal Trade Commission v. Blue Global, LLC, No. 2:17-cv-02117-ESW (D. Ariz. July 5, 2017)
    Malini Mithal, Quyen T. Truong, Richard K. Hayes, Daniel Kaufman
  • Complaint for Permanent Injunction and Other Equitable Relief, Federal Trade Commission v. Tucker, et al., No. 2:16-cv-02816 (D. Kan. Dec. 16, 2016)
    Malini Mithal, Daniel Kaufman, Quyen T. Truong, Richard K. Hayes
  • Default Judgment, Federal Trade Commission v. Tucker, et al., No. 2:16-cv-02816 (D. Kan. Sept. 20, 2017)
    Malini Mithal, Richard K. Hayes, Daniel Kaufman, Quyen T. Truong
  • Complaint, Federal Trade Commission, In re: Cowboy AG LLC, No. 172 3009 (Maureen K. Ohlhausen, et al. drft., 2017)
    Richard K. Hayes, Malini Mithal, Daniel Kaufman, Quyen T. Truong
  • Decision and Order, Federal Trade Commission, In re: Cowboy AG LLC, No. 172 3009 (Maureen K. Ohlhausen, et al. drft., 2017)
    Richard K. Hayes, Daniel Kaufman, Malini Mithal, Quyen T. Truong
  • Federal Trade Commission, Privacy & Data Security Update: 2016
    Malini Mithal, Richard K. Hayes, Daniel Kaufman, Quyen T. Truong
  • Memorandum from Attorney General to All Component Heads and U.S. Attorneys, Prohibition on Settlement Payments to Third Parties (June 5, 2017)
    Daniel Kaufman, Malini Mithal, Richard K. Hayes, Quyen T. Truong
  • Recent NYAG Initiatives
    Jane M. Azia
  • Federal Trade Commission, Start with Security, A Guide for Business, Lessons Learned from FTC Cases (June 2015)
    Katherine E. McCarron
  • Federal Trade Commission, Protecting Personal Information, A Guide for Business, (October 2016)
    Katherine E. McCarron
  • Federal Trade Commission, Data Breach Response, A Guide for Business (September 2016)
    Katherine E. McCarron
  • FTC Update on Privacy & Data Security (PowerPoint slides)
    Katherine E. McCarron
  • Credit Monitoring and Data Breaches: Effective or Not?? (2018 Update)
    Matthew H. Meade
  • Overseeing, Managing, and Improving Your Company’s Data Protection Program, Legislative and Regulatory Update
    Stephen S. Wu
  • Fair Credit Reporting Act
    Pamela Q. Devata, Leonard A. Bennett, David N. Anthony, James A. Francis, John Soumilas
  • Class Actions and Litigation Update
    Alan Schoenfeld, Noah A. Levine
  • Appellant’s Supplemental Brief on People v. Miami Nation Enterprises, No. A139147, (Cal. Ct. App. Jan. 30, 2017)
    F. Paul Bland, Jr.
  • Selected Arbitration Decisions Since July 1, 2016
    F. Paul Bland, Jr.
  • Order and Reasons, In re: Chinese-Manufactured Drywall Products Liability Litigation, MDL No. 09-2047 (E.D. La. Nov. 30, 2017)
    Beth E. Terrell
  • Order, Slemp v. Johnson & Johnson, et al., No. 1422-CC09326-02 (Mo. Cir. Ct. St. Louis, Nov. 29, 2017)
    Beth E. Terrell
  • Brief of Plaintiff-Appellee, MacDonald v. CashCall, Inc., et al., No. 17-2161 (3d Cir. Oct. 27, 2017)
    Deepak Gupta
  • Memorandum in Support of Plaintiff’s Motion for Preliminary Injunction, English v. Trump and Mulvaney, Case No. 1:17-cv-02534 (D.D.C. Dec. 6, 2017)
    Deepak Gupta
  • Defendants’ Opposition to Plaintiff’s Motion for a Preliminary Injunction, English v. Trump and Mulvaney, Case No. 1:17-cv-02534 (D.D.C. Dec. 18, 2017)
    Deepak Gupta
  • Memorandum in Reply to Defendants’ Opposition to Plaintiff’s Motion for a Preliminary Injunction, English v. Trump and Mulvaney, Case No. 1:17-cv-02534-TJK (D.D.C. Dec. 20, 2017)
    Deepak Gupta
  • First Amended Complaint for Declaratory and Injunctive Relief, Massachusetts, et al. v. Devos, Civil Action No. 1:17-cv-01331-RDM (D.D.C. Oct. 30, 2017)
    Stacy M. Bardo
  • Consumer Financial Protection Bureau v. Navient Corp., et al., Case No. 3:17-cv-101-RDM (M.D. Pa. Aug. 4, 2017)
    Stacy M. Bardo
  • Complaint, People v. Navient Corp., et al., No. 2017CH00761 (Cir. Ct. Cook County, Ill. Jan. 18, 2017)
    Stacy M. Bardo
  • Aaron Blumenthal & Andre M. Mura, In the Breach, Trial (September 2017)
    Andre M. Mura
  • Beck v. McDonald, 848 F.3d 262 (4th Cir. Feb. 6, 2017)
    Andre M. Mura
  • Attias v. CareFirst, Inc., et al., No. 16-7108 (D.D.C. Aug. 1, 2017)
    Andre M. Mura
  • Sealed Indictment, U.S. v. Richard Moseley, Sr., Case No. 1:16-cr-00079-ER (S.D.N.Y. Feb. 4, 2016)
    Christopher L. Peterson
  • Verdict Form, U.S. v. Richard Moseley, Sr., Case No. 1:16-cr-00079-ER (S.D.N.Y. Nov. 15, 2017)
    Christopher L. Peterson
  • Sealed Indictment, U.S. v. Tucker, No. 16 CRIM 091 (S.D.N.Y. Feb. 9, 2016)
    Christopher L. Peterson
  • Judgment in a Criminal Case, U.S. v. Tucker, Case No. 1:16-cr-00091-PKC (S.D.N.Y. Jan. 5, 2018)
    Christopher L. Peterson
  • Indictment, U.S. v. Hallinan, et al., Case No. 2:16-cr-00130-ER (E.D. Pa. Mar. 31, 2016)
    Christopher L. Peterson
  • U.S. v. Hallinan, et al., Criminal No. 16-130: Updated Notice of Expert Witnesses Disclosure (September 5, 2017)
    Christopher L. Peterson
  • Michael Paisner, What Do the New Rules of Personal Jurisdiction Mean for In-house Counsel?, ACC Docket (December 2017)
    Beth E. Terrell
  • Amended Complaint, Meade v. Avant of Colorado LLC, et al., Case No. 17CV30377 (D. Colo. Feb. 15, 2017)
    Frank R. Borchert
  • Defendants’ Opposition to Plaintiff’s Motion to Remand for Lack of Subject Matter Jurisdiction, Meade v. Avant of Colorado LLC, et al., Civil Action No. 1:17-cv-00620-WJM-STV (D. Colo. Apr. 26, 2017)
    Frank R. Borchert
  • Amended Complaint, Meade v. Marlette Funding LLC, Case No. 17CV30376 (D. Colo. Feb. 15, 2017)
    Frank R. Borchert
  • Defendant’s Opposition to Plaintiff’s Motion to Remand, Meade v. Marlette Funding LLC, Civil Action No. 1:17-cv-00575-PAB-MJW (D. Colo. Apr. 26, 2017)
    Frank R. Borchert
  • Complaint for Declaratory Judgment and Injunctive Relief, Cross River Bank v. Meade, Case No. 1:17-cv-00832 (D. Colo. Apr. 3, 2017)
    Frank R. Borchert
  • Complaint for Declaratory Judgment and Injunctive Relief, Webbank v. Meade, Case No. 1:17-cv-00786 (D. Colo. Mar. 28, 2017)
    Frank R. Borchert
  • Commonly Asked Questions Regarding Marketplace Lending (January 8, 2018)
    Ryan H. McLennan
  • Client Alert, Ballard Spahr LLP, Consumer Financial Services Group, Supreme Court Denies Certiorari To Review Second Circuit’s Decision in Madden v. Midland Funding, LLC (June 28, 2016)
    Scott M. Pearson
  • Complaint, Meade v. Avant of Colorado LLC, et al., Case No. 2017CV30377 (D. Colo. Jan. 27, 2017)
    Scott M. Pearson
  • Complaint for Declaratory Judgment and Injunctive Relief, Cross River Bank v. Meade, Case No. 1:17-cv-00832–PAB-KMT (D. Colo. Apr. 3, 2017)
    Scott M. Pearson
  • Office of the Comptroller of the Currency, Exploring Special Purpose National Bank Charters for Fintech Companies (December 2016)
    Scott M. Pearson
  • Mark B. DeSanto, John W. Barrett and J. Zak Ritchie, The Impact of Payment Card II on Class Action Litigation & Settlements
    John W. Barrett
  • Rule 23 as an Ethics Code
    Joshua P. Davis
  • Outline of Ethics Resources for Lawyers Relating to the Use of Social Media (January 2018)
    Jennifer Smith Finnegan
  • Class Action Mediation Ethics Outline
    Bruce A. Friedman
  • In re: Alternative Dispute Resolution (ADR) Program, General Order No. 11-10 (C.D. Cal. Aug. 12, 2011)
    Bruce A. Friedman
  • Select Rules of Civil Procedure, Evidence, Ethics and Professional Responsibility
    Bruce A. Friedman
  • Joint Defense Agreements: Ethical Pitfalls and Consequences Arising from Joint Defense Relationships (Prepared January 8, 2018)
    Anne P. Ray

Presentation Material


  • FTC Priorities
    Malini Mithal
  • FTC Update on Privacy & Data Security
    Katherine E. McCarron
  • Data Breach Response, A Guide for Business
    Katherine E. McCarron
  • Protecting Personal Information, A Guide for Business
    Katherine E. McCarron
  • Start with Security, A Guide for Business
    Katherine E. McCarron
  • Cybersecurity Scenarios
    Serge Jorgensen, Katherine E. McCarron, Matthew H. Meade
  • Fair Credit Reporting Act
    David N. Anthony, John Soumilas
  • California's Unfair Competition Law and Consumers Legal Remedies Act
  • Department of Education, Federal Preemption and State Regulation of the Department of Education’s Federal Student Loan Programs and Federal Student Loan Servicers
  • U.S. Department of Justice, Re: U.S. Bancorp- Deferred Prosecution Agreement
  • Ethical Issues Unique to the Consumer Space
    Joshua P. Davis, Jennifer Smith Finnegan
  • Class Action Mediation Ethics
    Bruce A. Friedman