On-Demand   On-Demand Web Programs

Residential Lending after the Crash: An Update on How Dodd-Frank and the CFPB Have Changed the Rules of Home Loan Origination (Free)

Released on: Feb. 12, 2013
Running Time: 03:11:56

Running Time Segment Title Faculty Format
[02:09:02] New Laws, Rules and Regulations Relating to Mortgage Origination, Part I and II Lisa Sitkin ~ Managing Attorney, Housing and Economic Rights Advocates
James Zahradka ~ Supervising Attorney, Law Foundation of Silicon Valley
On-Demand MP3 MP4
[00:59:48] Using the New Rules of the Road to Combat Predatory Lending Sylvia Yrigollen ~ Manager, Mortgage Loan Activities Unit, California Department of Real Estate
Lisa Sitkin ~ Managing Attorney, Housing and Economic Rights Advocates
James Zahradka ~ Supervising Attorney, Law Foundation of Silicon Valley
On-Demand MP3 MP4

The rules of the road for residential lending have changed dramatically since the crash in 2008 and the subsequent passage of the Dodd-Frank amendments to the Truth-in-Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA).  In this training you will get an in-depth look at what’s new and what’s different, including an update on recent rulemaking by the Consumer Financial Protection Bureau (CFPB).  Regulators and practitioners will review current and proposed rules and discuss how consumers can identify and avoid predatory home loans.

Lecture Topics  [Total time 03:11:56]

Segments with an asterisk (*) are available only with the purchase of the entire program.

  • Program Overview and Introductions* [00:03:06]
    Maeve Elise Brown
  • New Laws, Rules and Regulations Relating to Mortgage Origination, Part I [02:09:02]
    Lisa Sitkin, James Zahradka
  • Using the New Rules of the Road to Combat Predatory Lending [00:59:48]
    Lisa Sitkin, Sylvia Yrigollen, James Zahradka

Presentation Material

  • New Laws, Rules and Regulations Relating to Mortgage Origination, Part I & II (PowerPoint Slides)
    Lisa Sitkin,James Zahradka
  • Summary of the Final Rule Amending Escrow Requirements Under the Truth in Lending Act (Regulation Z)
    Lisa Sitkin
  • Summary of the Ability-to-Repay and Qualified Mortgage Rule and the Concurrent Proposal
    Lisa Sitkin
  • Summary of CFPB Proposed Rule Re: Originator Compensation
    Lisa Sitkin
  • Summary of the Final Rule to Strengthen Consumer Protections for High-Cost Mortgages
    Lisa Sitkin,James Zahradka
  • Proposed Rule to Simplify and Improve Mortgage Disclosure Forms
    Lisa Sitkin,James Zahradka
  • Sample Estimate Truth in Lending Disclosure Statement; Good Faith Estimate Form (HUD-GFE)
    Lisa Sitkin
  • Sample Proposed Loan Estimate Form
    Lisa Sitkin
  • Sample Closing Truth in Lending Disclosure Statement; Settlement Statement Form (HUD-1)
    Lisa Sitkin
  • Sample Closing Disclosure Form
    Lisa Sitkin
  • Using the New Rules of the Road to Combat Predatory Lending (Power Point Slides)
    Lisa Sitkin,Sylvia Yrigollen
  • Senate Bill No. 36, Chapter 160, Legislative Counsel’s Digest
    Lisa Sitkin
Chairperson(s)
Maeve Elise Brown ~ Executive Director, Housing and Economic Rights Advocates
Speaker(s)
Lisa Sitkin ~ Managing Attorney, Housing and Economic Rights Advocates
Sylvia Yrigollen ~ Manager, Mortgage Loan Activities Unit, California Department of Real Estate
James Zahradka ~ Supervising Attorney, Law Foundation of Silicon Valley

PLI makes every effort to accredit its On-Demand Web Programs and Segments.  Please check the CLE Calculator above for CLE information specific to your state.

On-Demand Web Programs and Segments are approved in:

Alabama1, Alaska, California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho*, Illinois , Iowa2*, Kansas, Kentucky*, Louisiana, Maine*, Mississippi, Missouri3, Montana, Nebraska, Nevada, New Hampshire4, New Jersey, New Mexico5, New York6,  North Carolina8, North Dakota, Ohio8, Oklahoma9, Oregon*, Pennsylvania10, Rhode Island11, South Carolina, Tennessee12, Texas, Utah, Vermont, Virginia13, Washington, West Virginia, Wisconsin14 and Wyoming*.

Iowa, Mississippi, Oklahoma, and Wisconsin DO NOT approve Audio Only On-Demand Web Programs.
Minnesota  approves live webcasts ONLY

The State Bar of Arizona does not approve or accredit CLE activities for the Mandatory Continuing Legal Education requirement.

*PLI will apply for credit upon request. Louisiana and New Hampshire: PLI will apply for credit upon request for audio-only on-demand web programs.

1Alabama: Approval of all web based programs is limited to a maximum of 6.0 credits.

 

2Iowa:  The approval is for one year from recorded date. Does not approve of Audio-only On-Demand Webcasts.

3Missouri:  On-demand web programs are restricted to six hours of self-study credit per year.  Self-study may not be used to satisfy the ethics requirements.  Self-study can not be used for carryover credit.

 

4New Hamphsire:  The approval is for three years from recorded date.

5New Mexico:  On-Demand web programs are restricted to 4.0 self-study credits per year. 


6New York:  Newly admitted attorneys may not take non-traditional course formats such as on-demand Web Programs or live Webcasts for CLE credit. Newly admitted attorneys not practicing law in the United States, however, may earn 12 transitional credits in non-traditional formats. 

7North Carolina:  A maximum of 4 credits per reporting period may be earned by participating in on-demand web programs. 


8Ohio:  To confirm that the web program has been approved, please refer to the list of Ohio’s Approved Self Study Activities at http://www.sconet.state.oh.us.  Online programs are considered self-study.  Ohio attorneys have a 6 credit self-study limit per compliance period.  The Ohio CLE Board states that attorneys must have a 100% success rate in clicking on timestamps to receive ANY CLE credit for an online program.

9Oklahoma:  Up to 6 credits may be earned each year through computer-based or technology-based legal education programs.


10Pennsylvania:  PA attorneys may only receive a maximum of four (4) hours of distance learning credit per compliance period. All distance learning programs must be a minimum of 1 full hour.
 

11Rhode Island:  Audio Only On-Demand Web Programs are not approved for credit.  On-Demand Web Programs must have an audio and video component.

12Tennessee:  The approval is for the calendar year in which the live program was presented.

13Virginia: All distance learning courses are to be done in an educational setting, free from distractions.

14Wisconsin: Ethics credit is not allowed.  The ethics portion of the program will be approved for general credit.  There is a 10 credit limit for on-demand web programs during every 2-year reporting period.  Does not approve of Audio-only On-Demand Webcasts.


Running time and CLE credit hours are not necessarily the same. Please be aware that many states do not permit credit for luncheon and keynote speakers.


If you have already received credit for attending some or the entire program, please be aware that state administrators do not permit you to accrue additional credit for repeat viewing even if an additional credit certificate is subsequently issued.


Note that some states limit the number of credit hours attorneys may claim for online CLE activities, and state rules vary with regard to whether online CLE activities qualify for participatory or self-study credits. For more information, call Customer Service (800) 260-4PLI (4754) or e-mail info@pli.edu.

 
Print Share Email