1-Hour Program

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Overview

The federal banking agencies have adopted comprehensive risk-based capital, supplementary leverage and liquidity rules that will  implement Basel III in the United States.  The largest U.S. banking organizations have been subject to some of the new Basel III rules since 2014.  Most other U.S. banking organizations will become subject to the Basel III rules starting on January 1, 2015.  Most of these rules will also apply to foreign banking organizations’ intermediate holding companies in the United States.  The new rules make important changes to the definitions and components of, and minimum requirements for, regulatory capital; revise the required regulatory deductions from, and adjustments to, regulatory capital; and create a new “standardized approach” framework for the risk-weighting of assets on the banking and trading books of U.S. banks, as well as an “advanced approaches” framework for the largest U.S. banks.  In addition, the federal banking agencies recently issued their final rules for the Basel III supplementary leverage ratio and the Basel III liquidity coverage ratio.

 Please join Luigi L. De Ghenghi of Davis Polk & Wardwell LLP for a discussion that will include: 

  • The revised minimum capital requirements, and the new definitions of capital;
  • Required deductions from and adjustments to capital;
  • The new “standardized approach” framework for the risk-weighting of on-balance sheets assets and off-balance sheet exposures;   
  • Changes to the advanced approaches capital framework;
  • The final supplementary leverage ratio rules;
  • The final liquidity coverage ratio rules; and
  • Other prospective regulatory capital developments.

Credit Details