Allan J. Oster is Vice President and Associate General Counsel at Nationwide Funds Group, where he focuses primarily on mutual fund product, disclosure and distribution issues. He joined the NFG Legal Department in January 2005. From 1999 through 2004, Mr. Oster was a Director in the Legal Advisory Department of Merrill Lynch Investment Managers, where he specialized in investment management products, including mutual funds, Section 529 programs and separately managed investment advisory accounts, and their distribution. Prior to that he was an associate at Drinker Biddle & Reath LLP from 1996-1999 and Senior Counsel with the U.S. Securities and Exchange Commission from 1991-1996. Mr. Oster graduated from Boston University School of Law (J.D., cum laude) in 1988 and from Brandeis University (B.A., cum laude) in 1985.