David D. Gibbons
With 34 years of experience as both a financial services practitioner and regulator, Dave advises numerous clients on a variety of regulatory and compliance matters. His specialties include credit and enterprise risk management issues, such as processes and controls, and financial and risk management assessment. He also handles troubled institution resolution, where he designs and implements turnaround strategies. Dave also performs portfolio due diligence reviews for financial institutions, private equity firms, and other investors.
Dave has a combined 34 years of experience in banking, risk management, bank supervision, credit risk management, policy-making, and troubled-bank resolution. He was Chief Risk Officer of a bank holding company with $500 billion in assets and held several senior positions at the Office of the Comptroller of the Currency over a 27-year career there. As Deputy Comptroller for Credit Risk, Dave evaluated credit risk in the national banking system and the broader financial services sector, and developed and implemented appropriate supervisory and policy responses. As Deputy Comptroller of the Currency for Special Supervision (troubled institutions), he managed the largest, most complex troubled bank rehabilitations and resolutions. He also served as a Multinational Bank Examiner-in-Charge.
Dave has a B.S., Economics and Finance, Alfred University, Alfred, NY
- Chaired Enterprise Risk Management Group, American Bankers Association
- Chaired Chief Risk Officer Roundtable of the Risk Management Association
- Coping with New Consumer Credit Risk Realities," American Banker, April 13, 2011
- Risk Standards Will Apply to All, and Soon," American Banker, Jan. 27, 2011
- Responding to Regulatory Actions: Five Steps to Get It Right," American Banker, Aug. 24, 2010
- Testimony to the House Financial Services Committee regarding Hurricane Katrina, Sept. 14, 2005